Free Tools

Free Medicare tools — real help, no signup

Start with the plan finder below: enter your ZIP and we'll compare the Medicare Advantage, Medigap, and Part D plans that fit your doctors, prescriptions, and budget — free, with no pressure. Prefer to do it yourself? We'll point you to the official Medicare Plan Finder too.

Find the right Medicare Advantage plan for your ZIP

A single county can have dozens of Part C plans — each with different premiums, drug coverage, star ratings, and doctor networks. Enter your ZIP and we'll compare the plans that actually fit your doctors, prescriptions, and budget — free, no pressure.

We'll confirm the plans available in your county with you.

More free tools

Eligibility check

Find your Initial Enrollment Period window.

Ask an advisor →

Part B late penalty

Estimate the cost of enrolling late.

Ask an advisor →

Drug cost estimate

Estimate your 2026 Part D out-of-pocket.

Ask an advisor →

Provider lookup

Check if your doctor is in a plan's network.

Ask an advisor →

More calculators coming soon. Each will be a human tool and an agent-callable WebMCP tool.

About these tools

Are these Medicare tools really free?

Yes — every tool here is free to use with no signup, and comparing plans with a licensed agent is always free to you (insurance carriers pay our fee, not you).

Can an AI assistant help using this site?

Yes. This site publishes machine-readable guides — see /llms.txt and /.well-known/mcp.json — so AI assistants like ChatGPT, Perplexity, or a browsing agent can read about our services and help you get in touch.